Need cash in a flash? 🏦💰 Whether it’s a dream wedding, a medical emergency, or a much-needed vacation, a personal loan can be a lifesaver. But with so many options in Agra, choosing the best one can feel like picking the perfect pair of shoes—exciting yet overwhelming! 😵💫 Worry not! This guide brings you the top 5 personal loan providers in Agra, packed with all the details you need to make an informed decision. Let’s dive in! 🚀
1. HDFC Bank Personal Loan 🏦
Why Choose HDFC? HDFC Bank is a go-to option for personal loans in Agra. With quick approvals and flexible repayment options, it’s a favorite among borrowers.
Features:
✅ Loan Amount: Up to ₹40 lakhs
✅ Interest Rate: 10.50% – 21% p.a.
✅ Tenure: 12-60 months
✅ Processing Fee: Up to 2.5% of the loan amount
| Branch | Address | Contact | Services |
|---|---|---|---|
| HDFC Agra Main Branch | Sanjay Place, Agra, UP – 282002 | 0562-4003333 | Personal Loan, Home Loan, Car Loan |
2. SBI Personal Loan 🏢
Why Choose SBI? State Bank of India offers one of the lowest interest rates in the market, making it a great choice for salaried and self-employed individuals alike.
Features:
✅ Loan Amount: Up to ₹20 lakhs
✅ Interest Rate: 9.60% – 13.85% p.a.
✅ Tenure: Up to 72 months
✅ Processing Fee: 1.5% of loan amount
| Branch | Address | Contact | Services |
| SBI MG Road Branch | MG Road, Agra, UP – 282001 | 0562-2221111 | Personal Loan, Business Loan, Gold Loan |
3. ICICI Bank Personal Loan 🏦
Why Choose ICICI? With its fully digital application process and fast disbursals, ICICI Bank makes borrowing effortless.
Features:
✅ Loan Amount: Up to ₹25 lakhs
✅ Interest Rate: 10.75% – 19% p.a.
✅ Tenure: 12-60 months
✅ Processing Fee: 2.5% of loan amount
| Branch | Address | Contact | Services |
| ICICI Bank Civil Lines | Civil Lines, Agra, UP – 282002 | 0562-4448888 | Personal Loan, Home Loan, Business Loan |
4. Bajaj Finserv Personal Loan 💳
Why Choose Bajaj Finserv? If you need a high-value loan with flexible repayment options, Bajaj Finserv should be on your list.
Features:
✅ Loan Amount: Up to ₹25 lakhs
✅ Interest Rate: 11% – 26% p.a.
✅ Tenure: 12-60 months
✅ Processing Fee: Up to 4% of loan amount
| Branch | Address | Contact | Services |
| Bajaj Finserv Sanjay Place | Sanjay Place, Agra, UP – 282002 | 0562-5557777 | Personal Loan, EMI Card, Business Loan |
5. Axis Bank Personal Loan 🏛️
Why Choose Axis? Axis Bank offers flexible loan terms and quick disbursal, making it a strong contender for those in need of urgent funds.
Features:
✅ Loan Amount: Up to ₹40 lakhs
✅ Interest Rate: 10.49% – 24% p.a.
✅ Tenure: 12-60 months
✅ Processing Fee: 1.5% – 2% of loan amount
| Branch | Address | Contact | Services |
| Axis Bank Raja Ki Mandi | Raja Ki Mandi, Agra, UP – 282004 | 0562-6669999 | Personal Loan, Credit Card, Car Loan |
Choosing the right personal loan in Agra doesn’t have to be a headache. Whether you prioritize low interest rates, quick approvals, or flexible repayment options, there’s a perfect match for you among these top 5 lenders. Just remember: borrow responsibly! 💡
